Pay-Per-Mile Insurance a Fairer Option?

An environmental group is calling for a change in how we pay for car insurance. The Great Lakes Radio Consortium’s Lester Graham reports on the group’s strategy to lower rates for people who drive their cars less:

Transcript

An environmental group is calling for a change in how we pay for car insurance. The Great
Lakes Radio Consortium’s Lester Graham reports on the group’s strategy to lower rates for
people who drive their cars less:


The group, Environmental Defense, wants it to work this way: if you don’t drive your car that
much because you’re taking the bike, or walking, or using mass transit, then you should be
allowed to pay for insurance based on the miles you drive. Michael Replogle is the
Transportation Director for Environmental Defense:


“Those of us who drive less are helping to protect the environment, but we’re paying a
disproportionate share for car insurance. We pay a much higher rate per mile than those who
drive more.


The flip side of it is, to work, everyone would have to be charged on a per mile basis.
Environmental Defense thinks that would be a step toward cutting down how much all of us
drive, burn up gasoline, and pollute. The group says it’s talking with a couple of insurance
companies that are studying the idea.


For the Great Lakes Radio Consortium, this is Lester Graham.

Study Seeks to Reduce Car/Deer Collisions

It’s that time of year again. Car/Deer collisions are at their highest in the months of October, November, and December. It’s a dangerous and expensive problem. Insurance companies paid out more than one hundred million dollars last year in Michigan alone because of car/deer crashes. Now a new study is looking at ways the collisions can be reduced. The Great Lakes Radio Consortium’s Wendy Nelson reports: